Newfi Lending, a multi-channel mortgage lender, and Addy AI, a company that builds artificial intelligence specifically for the mortgage industry, have announced a partnership. The partnership focuses on the continued evolution of AI in mortgage lending, bringing Newfi's mortgage expertise together with Addy AI's purpose-built AI technology.

About the partnership

Newfi and Addy AI announced the partnership on September 25, 2026. The collaboration is focused on the continued evolution of artificial intelligence in mortgage lending.

Newfi has built innovative lending products and a modern approach to the mortgage market. As the industry evolves, the company continues to explore new technologies that can support its teams and customers. Addy AI builds artificial intelligence specifically for the mortgage industry, working with lenders to bring new AI capabilities into their organizations.

Both companies see significant potential for AI to play a growing role in the future of mortgage lending, and both are excited to work together as the technology continues to evolve.

Read the announcement as covered by National Mortgage Professional and Chrisman Commentary.

Why Newfi chose purpose-built AI

For Newfi, the partnership is about operations, efficiency and the customer experience. Steve Abreu, CEO of Newfi, put it this way:

“At Newfi, we’re focused on using AI and automation to optimize our operations, eliminate unnecessary friction, and create greater efficiency throughout the lending process,” said Steve Abreu, CEO of Newfi. “Our partnership with Addy AI brings together Newfi’s mortgage expertise with purpose-built AI technology, helping our teams operate more efficiently while delivering a more consistent, reliable experience for our customers.”

That idea of purpose-built AI matters. Mortgage lending runs on its own documents, guidelines, overlays and workflows. General AI tools are not built with that context in mind. AI designed for mortgage from the start can fit the way lending teams already work, which is where the real efficiency comes from.

A proud moment for Addy AI

For Addy AI, the partnership with Newfi is a milestone. Michael Vandi, CEO and founder of Addy AI, shared what it means to the team:

“I’m incredibly proud to partner with Newfi. They have built a lender that takes innovation seriously, and their decision to work with Addy AI says a lot about where purpose-built AI for mortgage is headed. This partnership takes Addy AI to the next level. We have always believed mortgage deserves AI built for mortgage, and we’re more committed than ever to becoming the best AI company in the mortgage space.”

Michael Vandi, CEO and founder of Addy AI

Who is Newfi Lending

Newfi is a multi-channel lender that is setting the standard for efficiency, transparency, and service in the mortgage marketplace. Founded by industry veterans, Newfi is committed to innovation in lending products for both consumers and mortgage brokers under the Newfi Lending brand. Newfi Lending's NMLS ID is 1231327.

What Addy AI does

Addy AI builds artificial intelligence technology specifically for the mortgage industry, helping lenders adopt and apply AI across their organizations. The Addy AI mortgage AI platform is designed around the everyday work of loan officers, processors and operations teams, including:

• Document AI: AI document processing for mortgage lending that captures data from borrower documents such as bank statements, W-2s and 1099s, so teams spend less time on manual entry.

• Guideline answers: fast access to mortgage lending guidelines from Fannie Mae, Freddie Mac and other investors, including non-QM guidelines, with an AI assistant that can also live in Microsoft Teams or Slack.

• Loan summaries and follow-ups: an AI loan officer assistant that summarizes loan files, flags items that need a closer look and helps follow up with borrowers on missing documents.

• Integrations: AI that works with a lender's existing tech stack, including the CRM and loan origination system, so teams do not have to switch between tools.

Addy AI is also SOC 2 compliant, which gives lenders and their compliance teams confidence in how their data is protected.

The future of AI in mortgage lending

AI in mortgage lending is moving from experiment to everyday tool. The lenders who benefit most will be the ones who treat AI as part of how their organization runs, not as a one-off project.

That shift depends on a few things. The AI has to understand mortgage, from documents to guidelines to the steps between application and closing. It has to fit into the systems lenders already rely on. And it has to earn the trust of the people using it every day, with clear, reliable results and strong data security.

When those pieces come together, mortgage automation does more than save time. It removes friction for lending teams and creates a more consistent experience for borrowers. That is the future Newfi and Addy AI are excited to help build together.

Frequently Asked Questions

What is the Newfi and Addy AI partnership?

It is a partnership between Newfi Lending and Addy AI focused on the continued evolution of artificial intelligence in mortgage lending. It brings Newfi's mortgage expertise together with Addy AI's purpose-built AI technology.

What does Addy AI do?

Addy AI builds artificial intelligence technology specifically for the mortgage industry, helping lenders adopt and apply AI across their organizations, from document processing and guideline answers to borrower follow-ups.

Who is Newfi Lending?

Newfi Lending is a multi-channel lender serving both consumers and mortgage brokers, founded by industry veterans and focused on efficiency, transparency and service. Its NMLS ID is 1231327.

How is AI used in mortgage lending?

Lenders use AI to process borrower documents, answer guideline questions, summarize loan files, follow up on missing items and connect data across their systems. The goal is less manual work and a smoother experience for borrowers.

Why does purpose-built AI matter for mortgage lenders?

Mortgage lending has its own documents, rules and workflows. AI built specifically for mortgage understands that context, so it fits the way lending teams already work.

Want to see how purpose-built AI can work for your lending team? Request a demo of Addy AI.