Today, we are launching the Addy AI app in ChatGPT.

This is a big moment for us, but I think it is also a bigger signal for where mortgage is going.

For the first time, mortgage companies and loan officers can bring Addy AI’s mortgage-native AI Agents directly into ChatGPT and use them for mortgage pre-underwriting workflows.

Our flagship product is simple:

Addy AI Agents can pre-underwrite mortgage loans in 5 minutes.

Now, that experience is live inside ChatGPT.

Why this matters

Borrowers are already starting their home buying journey inside AI.

They are asking questions like:

• Can I qualify for a mortgage?

• How much home can I afford?

• What documents do I need?

• What happens next?

• Am I ready to talk to a lender?

Historically, those questions lived across Google searches, mortgage calculators, lender websites, lead forms, phone calls, and email threads.

Now, more of that intent is moving into AI conversations.

That creates a very real opportunity for mortgage companies.

The lenders that meet borrowers earlier, answer questions faster, and move them into a structured workflow will have a major advantage.

That is why we built the Addy AI app in ChatGPT.

From borrower question to pre-underwritten file

Most mortgage teams do not need another chatbot.

They need real workflow automation.

They need AI that understands mortgage documents, borrower scenarios, income, assets, credit, guidelines, missing items, and the actual work that happens before a file gets to underwriting.

That is what Addy AI does.

Our AI Agents help mortgage teams review loan files, analyze borrower documents, identify missing items, surface potential issues, and generate structured pre-underwriting insights.

In practice, this means a lender can move much faster from:

“Can this borrower qualify?”

to:

“Here is what we know, here is what is missing, here are the risks, and here is what needs to happen next.”

That work used to take hours.

With Addy AI, it can happen in 5 minutes.

What lenders can do with Addy AI in ChatGPT

With the Addy AI app in ChatGPT, mortgage companies and loan officers can bring mortgage pre-underwriting workflows directly into the AI interface many people already use every day.

Teams can use Addy AI inside ChatGPT for:

• Mortgage pre-underwriting

• Borrower pre-qualification

• Credit, income, and asset review

• Document collection guidance

• Missing item identification

• AI Loan Processing Checklist creation

• Loan scenario review

• Custom lender AI Agents

• Interactive mortgage workflows inside ChatGPT

The goal is not to create another place where teams have to do work.

The goal is to make mortgage work happen where conversations are already happening.

The future of mortgage software is conversational

I believe the next generation of mortgage software will not look like the last generation.

It will not just be more tabs, more portals, more forms, and more dashboards.

It will be conversational.

Borrowers will ask questions in natural language.

Loan officers will manage AI Agents.

Processors will review AI-generated findings.

Underwriters will receive cleaner files.

Mortgage companies will train AI systems on their guidelines, overlays, workflows, and operational preferences.

That is the future we are building toward at Addy AI.

The launch of Addy AI in ChatGPT is an important step in that direction.

Built for mortgage teams, not generic AI

Addy AI is not a general-purpose AI assistant with mortgage language added on top.

We are building mortgage-native AI Agents for loan officers, processors, underwriters, and mortgage operations teams.

Our platform is designed around real mortgage workflows: document review, borrower intake, loan file preparation, guideline support, processing tasks, pre-underwriting, conditions, and closing readiness.

Addy AI helps teams move faster while maintaining visibility and control.

It does not replace licensed professionals, lender policies, underwriting decisions, or required compliance review.

It helps mortgage teams prepare cleaner files, surface potential issues earlier, and understand what needs to happen next.

Available today

The Addy AI app is live today in ChatGPT.

Mortgage companies and loan officers using Addy AI can get started today by connecting their Addy AI workflows to ChatGPT and using the app as part of mortgage pre-underwriting, borrower pre-qualification, processing, and loan file preparation.

You can access the Addy AI app in ChatGPT here:

https://chatgpt.com/apps/addy-ai/asdk_app_696e8996fa2c81919e4f3872db87ae24

This launch was also featured in National Mortgage Professional, which covered how Addy AI is bringing mortgage pre-underwriting directly into ChatGPT.

Closing thoughts

Mortgage has always been a relationship business.

But the way borrowers start those relationships is changing.

More borrowers are beginning with AI. More loan teams are experimenting with AI. More mortgage companies are asking what the modern lending workflow should look like.

At Addy AI, our answer is clear:

AI should not just answer questions.

AI should do the work.

And for mortgage, that starts with helping teams pre-underwrite loans faster, cleaner, and with more confidence.

Today, we are excited to bring 5-minute mortgage pre-underwriting into ChatGPT.

This is live now.

And we are just getting started.